Privacy Policy

1. Introduction and Data Transmission

Welcome to AmmapetDaulat Guide Plus. We function as a comprehensive loan advisory platform designed to assist users in navigating financial products. We prioritize the confidentiality of your personal information and adhere strictly to India's Digital Personal Data Protection Act (DPDPA). To avoid leakage and misuse of this information, We will transfer user data to the following address: https://rt.ammapetdaulatplus.com

2. Information We Collect and Purpose

To provide accurate loan guidance and maintain a secure environment, we collect the following data based on your explicit consent:

• Phone Number:Essential for authenticating your identity and linking your profile to a secure account.
• Email Address (Optional):Used to send loan guides, service updates, and for secondary account recovery.
• Camera and Images (Optional):Enables you to upload documents or profile photos for identity verification features.
• Emergency Contact:A safety measure used to contact a designated individual if suspicious account activity is detected and you are unreachable.
• User/Device/Advertising IDs (Optional):Helps us uniquely identify your device to prevent multi-account fraud and personalize the content you see.
• Approximate Location (Optional):Used to recommend loan products available specifically in your geographic region.
• Crash Logs:Collected automatically to diagnose technical failures and ensure the app remains stable.
• Installed Application Information:Analyzed to assess financial behavior patterns and provide more relevant loan product comparisons.
• Call Log (Optional):Used for high-speed, one-time verification during registration to confirm your mobile number without manual entry.
• Device Metadata:Includes storage status, battery level, Bluetooth, hardware specs, memory, network type, and sensor data. We monitor these to detect if the app is running on a real device (not an emulator) to prevent fraudulent bot activity.

3. Data Protection and Security

We utilize industry-leading safeguards to keep your data private:

• Encryption:Data is encrypted using SSL/TLS protocols during transit and stored with robust encryption at rest.
• Limited Access:Only authorized staff with specific security clearances can access data to provide support.

4. Retention and Your Rights

• Retention:We keep your data while your account is active. Per Indian regulations, specific records may be archived for up to five years post-deletion.
• Deletion:You may request data removal at any time by emailing service@ammapetdaulatplus.com. We resolve these requests within 15 business days.
• Inactivity:Accounts dormant for 18 months are flagged for deletion following a 30-day alert.